Kev kos npe hauv hluav taws xob yog me ntsis ntawm cov ntaub ntawv uas hais txog lwm cov ntaub ntawv hluav taws xob, thiab yog siv los txheeb xyuas tias tus neeg xav kos npe rau daim ntawv, tus neeg kos npe tau txheeb xyuas tus kheej, thiab cov ntaub ntawv tsis hloov tom qab kos npe tau ntxiv. Ntawm chav kawm, qhov ntawd ua rau nws tag nrho cov suab yooj yim, tab sis muaj ntau yam ntxiv uas nkag siab txog kev kos npe hluav taws xob. Nov yog yam koj yuav tsum paub txog kev kos npe hauv hluav taws xob, suav nrog yuav ua li cas lawv tuaj yeem ua rau koj lub neej yooj yim dua.
Kev kos npe hluav taws xob yog dab tsi?
Raws li tau hais los saum toj no, daim ntawv kos npe hauv hluav taws xob yog cov ntaub ntawv qhia txog cov ntaub ntawv uas ua pov thawj tus neeg lub hom phiaj kos npe rau ib yam dab tsi, txawm tias nws yog daim ntawv cog lus raug cai, xws li daim ntawv cog lus xauj tsev, lossis lwm yam xws li daim ntawv teev sijhawm, daim ntawv them nqi, los yog daim ntawv cog lus pov hwm. Cov ntawv kos npe hauv hluav taws xob tau siv tau hauv lub tsev hais plaub lub qhov muag rau qee lub sijhawm, thiab tau siv los siv ntau thiab ntau cov ntaub ntawv raug xa tawm los ntawm ib qho chaw mus rau lwm lub tshuab hluav taws xob.
Txawm li cas los xij, tsis yog txhua daim ntawv kos npe hluav taws xob zoo ib yam, yog li nws tseem ceeb kom nkag siab qee qhov sib txawv tseem ceeb ua ntej koj pib siv e-kos npe kos npe rau txhua yam uas los ntawm koj txoj kev.
Lub Tshuab Tom Qab Kev Sau Npe Hluav Taws Xob
Raws li Txoj Cai ESIGN ntawm xyoo 2000, "Lub sij hawm "kos npe hluav taws xob" txhais tau hais tias lub suab hluav taws xob, lub cim, lossis cov txheej txheem, txuas nrog lossis muaj feem cuam tshuam nrog daim ntawv cog lus lossis lwm cov ntaub ntawv thiab raug coj los ntawm ib tus neeg nrog rau txhob txwm kos npe rau daim ntawv.”
Qhov tseem ceeb hauv qhov txhais tau li cas yog cov kab lus "nrog rau lub hom phiaj kos npe rau cov ntaub ntawv," vim hais tias txhawm rau kom kos npe hluav taws xob siv tau, txheej txheem yuav tsum muaj nyob rau hauv qhov chaw los ntes thiab khaws pov thawj tias kos npe yog rendered nrog siab. Qhov ntawd yog qhov uas technology tuaj.
Yuav Ua Li Cas Cov Ntawv Sau Npe Digital thiab Cov Npe Hluav Taws Xob sib txawv
Nws tseem ceeb heev kom nkag siab tias cov ntsiab lus ' kos npe hluav taws xob ' thiab ' kos npe digital ' tuaj yeem siv sib hloov, tab sis lawv tsis zoo ib yam. Kev kos npe digital yog cov cuab yeej siv cryptographic siv los txheeb xyuas thiab sau lub hom phiaj los kos npe thaum siv kos npe hluav taws xob. Txoj kev kos npe digital tshaj plaws ua qhov no yog nrog Public Key Infrastructure (PKI).
Txoj hauv kev zoo tshaj plaws los xav txog PKI yog xav txog muaj ob lub yuam sij uas koj tsuas yog siv thaum kos npe rau cov ntaub ntawv tseem ceeb. Ib tus yuam sij yog rau koj nkaus xwb thiab tsis muaj leej twg tuaj yeem nkag mus rau nws. Txhawm rau kom tau txais tus yuam sij ntawd, koj yuav tsum muab pov thawj ntawm leej twg koj siv koj tus kheej daim ntawv pov thawj kev nyab xeeb lossis los ntawm ib tus neeg (xws li tus neeg muab kev pabcuam thib peb) uas tuav daim ntawv pov thawj kev ruaj ntseg. Thaum koj tsim ib qho hluav taws xob kos npe, koj tuaj yeem kaw qhov kos npe nrog tus yuam sij ntawd. Thaum koj kaw qhov kos npe, cov ntaub ntawv raug ntes, suav nrog koj yog leej twg, koj tus kheej raug txheeb xyuas li cas, lub sijhawm, thiab tus lej ntev (hu ua hash) uas cuam tshuam nrog tus yuam sij thib ob.
Thaum koj xa cov ntaub ntawv hluav taws xob, nrog koj kos npe hluav taws xob rau ntawm nws, tus neeg tau txais kuj tau txais tus yuam sij thib ob-hu ua tus yuam sij rau pej xeem. Yog tias tus yuam sij siv rau hauv kev sib npaug ntawm lej los txiav txim ntau yam xws li yog tus lej koj qhov yuam sij tsim qhov sib tw, yog tias tus neeg tau txais kev tso cai nkag mus rau cov ntaub ntawv, thiab yog tias daim ntawv tau raug cuam tshuam nrog txhua txoj hauv kev txij li koj tau kos npe.
Yog tias txhua yam sib tw, kos npe suav tias yog qhov siv tau, kos npe raug cai. Yog tias, ntawm qhov tod tes, yog tias ib yam dab tsi tsis sib xws lossis cov ntaub ntawv raug cuam tshuam nrog, kos npe yuav tsis raug cai. Txuas nrog rau qhov kos npe no yog cov ntaub ntawv uas yuav tsum tau ua pov thawj tias koj lub hom phiaj kos npe thiab koj tus kheej yog li yog tias muaj lus nug txog kev cai lij choj ntawm koj daim ntawv kos npe, nws tuaj yeem ua pov thawj hauv tsev hais plaub tias koj kos npe raug khi.
Paub tag nrho cov ntawd, nws tseem ceeb heev kom nkag siab tias tsis yog txhua daim ntawv kos npe hluav taws xob zoo ib yam, thiab lawv tsis muaj kev ruaj ntseg tib yam.
Ntau Hom Hluav Taws Xob Kos Npe
Muaj peb hom kev kos npe digital:
- Cov txheej txheem tau piav qhia saum toj no rau kev tsim kos npe hluav taws xob yog ib qho uas feem ntau siv los ntawm cov chaw muab kev kos npe hauv hluav taws xob xws li DocuSign thiab HelloSign. Nws yog qhov hu ua Advanced Electronic Signature (AES) lossis Tsim Nyog Electronic Kos Npe (QES). Nws yog hom kev ruaj ntseg tshaj plaws ntawm hluav taws xob kos npe muaj.
- Ib kauj ruam los ntawm qhov no yog cov cim hluav taws xob yooj yim, uas tseem muaj kev tiv thaiv los ntawm tus yuam sij cryptographic, tab sis dua li koj tus kheej tuav ib tus yuam sij thaum tus neeg tau txais lwm qhov, koj tus yuam sij tau tuav ntawm lub tshuab hluav taws xob. Cov no suav hais tias yog cov neeg pov thawj kos npe, thiab cov ntaub ntawv tseem raug tiv thaiv los ntawm kev cuam tshuam lossis hloov pauv thaum kos npe tau siv, tab sis cov khoom siv cryptographic siv tsis tas PKI.
- Txoj kev ruaj ntseg tsawg tshaj plaws ntawm kev kos npe hluav taws xob yog click-to-sign txoj kev. Qhov tseem ceeb, nws muab zuam rau hauv ib lub thawv, scanned duab ntawm koj kos npe tiag tiag, los yog ntaus lub npe raws li ib txoj kev kos npe. Cov hom kev kos npe no feem ntau tsis muaj kev tiv thaiv los ntawm ib txoj kev cryptographic, uas txhais tau hais tias cov ntaub ntawv tuaj yeem hloov pauv thaum kos npe siv.
Kev kos npe hauv hluav taws xob yog ib txoj hauv kev zoo rau kev kos npe rau cov ntaub ntawv tseem ceeb sai sai yam tsis muaj kev cuam tshuam ntawm qhov chaw ntawm tus neeg lossis tos kom tau xa daim ntawv kos npe los ntawm kev xa ntawv lossis kev pabcuam thauj khoom. Tsuav koj paub cov hauv paus ntsiab lus, koj tuaj yeem siv cov kos npe hauv hluav taws xob kom ntseeg siab, paub tias koj daim ntawv kos npe tseem yog daim ntawv cog lus.
